Canteen Card for factories: no cash, every worker covered.

A closed-loop canteen card that meets the labour-code canteen requirement for units with 100+ workers. Loads by the plant, spends at the canteen counter and the gate kirana. Contract and daily-wage staff included.

100+worker units that need a canteen under the labour codes
₹0cash handled at the counter
3 minKYC per worker on the app

Why factories need a canteen card

Under the Occupational Safety, Health and Working Conditions Code, establishments with 100 or more workers are required to provide a canteen. Running it on cash means leakage, queues, reconciliation headaches and no record of who ate what. A canteen card replaces cash with a tap, gives every worker a fixed daily or monthly allowance, and gives the plant a live report.

How the YPayX canteen card works

  • Plant loads: a daily or monthly canteen allowance per worker, or a subsidised amount per meal.
  • Worker taps: at the canteen counter (closed loop) and, if the plant allows, at the gate kirana and nearby food merchants (open RuPay).
  • Plant sees: meals served per shift, spend per worker, canteen vendor settlement — in one dashboard.
  • HR adds and removes workers in one click; contract staff through the contractor.

Built for the shop floor

Workers

  • Aadhaar-based KYC in 3 minutes, Hindi app
  • No bank account needed to start
  • Physical RuPay card; no phone needed at the counter
  • Festival gift loads on the same card

Plant / HR

  • Meal-only merchant lock; no misuse
  • Shift-wise canteen reports
  • Vendor settlement from the dashboard
  • Attendance and payroll modules — coming soon

Already live

YPayX canteen cards are live with sugar mills in Bulandshahr, Anoopshahr, Bijnor and Dhampur in western Uttar Pradesh. The same platform serves ₹12 lakh+ white-collar employees with the tax-free meal card — one vendor for the whole company.

FAQ

Canteen Card for factories: no cash, every worker covered. — questions HR asks

Under the Occupational Safety, Health and Working Conditions Code, establishments with 100 or more workers must provide a canteen. State rules may add conditions; check your state's notification.

No. The card is a prepaid instrument issued with an RBI-licensed PPI partner; workers complete simple KYC on the app.

Yes. Contract staff can be onboarded through the contractor; daily-wage workers get a card with minimum KYC.

Meals provided by the employer are nil-valued up to ₹200 per meal under Rule 15 of the Income Tax Rules 2026. Most canteen workers are below the taxable limit anyway; the benefit here is compliance and convenience.

That is the plant's choice: closed loop (canteen only) or open RuPay at food merchants near the gate.

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Run the canteen without cash. Every worker, one card.

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